function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}
function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}
function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

//

function getposOffset(what, offsettype){
var totaloffset=(offsettype=="left")? what.offsetLeft : what.offsetTop;
var parentEl=what.offsetParent;
while (parentEl!=null){
totaloffset=(offsettype=="left")? totaloffset+parentEl.offsetLeft : totaloffset+parentEl.offsetTop;
parentEl=parentEl.offsetParent;
}
return totaloffset;
}


function showhide(obj, e, visible, hidden, menuwidth){
if (ie4||ns6)
dropmenuobj.style.left=dropmenuobj.style.top="-500px"
if (menuwidth!=""){
dropmenuobj.widthobj=dropmenuobj.style
dropmenuobj.widthobj.width=menuwidth
}
if (e.type=="click" && obj.visibility==hidden || e.type=="mouseover")
obj.visibility=visible
else if (e.type=="click")
obj.visibility=hidden
}

function iecompattest(){
return (document.compatMode && document.compatMode!="BackCompat")? document.documentElement : document.body
}

function clearbrowseredge(obj, whichedge){
var edgeoffset=0
if (whichedge=="rightedge"){
var windowedge=ie4 && !window.opera? iecompattest().scrollLeft+iecompattest().clientWidth-15 : window.pageXOffset+window.innerWidth-15
dropmenuobj.contentmeasure=dropmenuobj.offsetWidth
if (windowedge-dropmenuobj.x < dropmenuobj.contentmeasure)
edgeoffset=dropmenuobj.contentmeasure-obj.offsetWidth
}
else{
var topedge=ie4 && !window.opera? iecompattest().scrollTop : window.pageYOffset
var windowedge=ie4 && !window.opera? iecompattest().scrollTop+iecompattest().clientHeight-15 : window.pageYOffset+window.innerHeight-18
dropmenuobj.contentmeasure=dropmenuobj.offsetHeight
if (windowedge-dropmenuobj.y < dropmenuobj.contentmeasure){ 
edgeoffset=dropmenuobj.contentmeasure+obj.offsetHeight
if ((dropmenuobj.y-topedge)<dropmenuobj.contentmeasure) 
edgeoffset=dropmenuobj.y+obj.offsetHeight-topedge
}
}
return edgeoffset
}

function populatemenu(what){
if (ie4||ns6)
dropmenuobj.innerHTML=what.join("")
}


function dropdownmenu(obj, e, menucontents, menuwidth){
if (window.event) event.cancelBubble=true
else if (e.stopPropagation) e.stopPropagation()
clearhidemenu()
dropmenuobj=document.getElementById? document.getElementById("dropmenudiv") : dropmenudiv
populatemenu(menucontents)

if (ie4||ns6){
showhide(dropmenuobj.style, e, "visible", "hidden", menuwidth)
dropmenuobj.x=getposOffset(obj, "left")
dropmenuobj.y=getposOffset(obj, "top")
dropmenuobj.style.left=dropmenuobj.x-clearbrowseredge(obj, "rightedge")+"px"
dropmenuobj.style.top=dropmenuobj.y-clearbrowseredge(obj, "bottomedge")+obj.offsetHeight+"px"
}

return clickreturnvalue()
}

function clickreturnvalue(){
if (ie4||ns6) return false
else return true
}

function contains_ns6(a, b) {
while (b.parentNode)
if ((b = b.parentNode) == a)
return true;
return false;
}

function dynamichide(e){
if (ie4&&!dropmenuobj.contains(e.toElement))
delayhidemenu()
else if (ns6&&e.currentTarget!= e.relatedTarget&& !contains_ns6(e.currentTarget, e.relatedTarget))
delayhidemenu()
}

function hidemenu(e){
if (typeof dropmenuobj!="undefined"){
if (ie4||ns6)
dropmenuobj.style.visibility="hidden"
}
}

function delayhidemenu(){
if (ie4||ns6)
delayhide=setTimeout("hidemenu()",disappeardelay)
}

function clearhidemenu(){
if (typeof delayhide!="undefined")
clearTimeout(delayhide)
}

function isNumberKey(evt)
      {
         var charCode = (evt.which) ? evt.which : event.keyCode
         if (charCode > 31 && (charCode < 48 || charCode > 57))
            return false;

         return true;
      }

function check_send_askaquestion()
{
 var ok_to_send = true;
 
 with (document.forms.form2)
 {
 if (question.value == "" )
  {
   alert("Please enter your question.");
   question.focus();
   ok_to_send = false;
  } 
  else if (name.value == "" )
  {
   alert("Please enter your name.");
   name.focus();
   ok_to_send = false;
  }   
  else if (emailaddress.value == "" )
  {
   alert("Please enter your email address.");
   emailaddress.focus();
   ok_to_send = false;
  }
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

function check_send_debtsolutioncalculator()
{
 var ok_to_send = true;
 
 with (document.forms.form2)
 {
  if (name.value == "" )
  {
   alert("Please enter your name.");
   name.focus();
   ok_to_send = false;
  }   
  else if (telephone.value == "" )
  {
   alert("Please enter your telephone number.");
   telephone.focus();
   ok_to_send = false;
  }
  else if (emailaddress.value == "" )
  {
   alert("Please enter your email address.");
   emailaddress.focus();
   ok_to_send = false;
  }
  else if (besttimetocall.value == "" )
  {
   alert("Please indicate when is the best time for us to call you.");
   besttimetocall.focus();
   ok_to_send = false;
  }
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

function check_send_budgetplanner()
{
 var ok_to_send = true;
 
 with (document.forms.form2)
 {
  if (monthlynetpay.value == "" )
  {
   alert("Please enter the monthly net pay amount.");
   monthlynetpay.focus();
   ok_to_send = false;
  }   
  
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

function check_send_callback()
{
 var ok_to_send = true;
 
 with (document.forms.form1)
 {
  if (name.value == "" )
  {
   alert("Please enter your name.");
   name.focus();
   ok_to_send = false;
  } 
  else if (email.value == "" )
  {
   alert("Please enter your email address.");
   email.focus();
   ok_to_send = false;
  }  
  else if (telephone.value == "" )
  {
   alert("Please enter your telephone number.");
   telephone.focus();
   ok_to_send = false;
  } 
  else if (besttimetocall.value == "" )
  {
   alert("Please indicate when is the best time to call.");
   besttimetocall.focus();
   ok_to_send = false;
  } 
  
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

function check_send_productadvisor()
{
 var ok_to_send = true;
 
 with (document.forms.form2)
 {
  if (name.value == "" )
  {
   alert("Please enter your name.");
   name.focus();
   ok_to_send = false;
  } 
  else if (email.value == "" )
  {
   alert("Please enter your email address.");
   email.focus();
   ok_to_send = false;
  }  
  else if (telephone.value == "" )
  {
   alert("Please enter your telephone number.");
   telephone.focus();
   ok_to_send = false;
  } 
  else if (besttimetocall.value == "" )
  {
   alert("Please indicate when is the best time to call.");
   besttimetocall.focus();
   ok_to_send = false;
  } 
  
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

function check_send_callbackinc()
{
 var ok_to_send = true;
 
 with (document.forms.callback)
 {
  if (name.value == "" )
  {
   alert("Please enter your name.");
   name.focus();
   ok_to_send = false;
  } 
  else if (email.value == "" )
  {
   alert("Please enter your email address.");
   email.focus();
   ok_to_send = false;
  }  
  else if (telephone.value == "" )
  {
   alert("Please enter your telephone number.");
   telephone.focus();
   ok_to_send = false;
  } 
  else if (besttimetocall.value == "" )
  {
   alert("Please indicate when is the best time to call.");
   besttimetocall.focus();
   ok_to_send = false;
  } 
  
    
    if (ok_to_send)
  {
   
      return true;
   }
  else
  {
   return false;
  }
 }
}

var amount1, amount2, fixedamount, percentage
amount1 = 15000
amount2 = 40000
fixedamount = 12000
percentage = 0.3

function calculateamount() {
tempamount = document.debtcalculatorform.totalrepayment.value;
temptotal = document.debtcalculatorform.totaldebt.value;
tempamount = tempamount * percentage;
if (tempamount < 100) {
	tempamount = 100;}
tempamount = tempamount.toFixed(2);
if (temptotal >= 15000 & temptotal < 40000){
	temptotal = 12000}
else {
	temptotal = temptotal * percentage;
}
temptotal = temptotal.toFixed(2);
document.getElementById('reducedpayment').innerHTML="£" + tempamount;
document.getElementById('reducedtotal').innerHTML="£" + temptotal;
}


function homeyes() {
var tempamount, temptotal;
tempamount = document.debtcalculatorform.totalrepayment.value;
temptotal = document.debtcalculatorform.totaldebt.value;
if (tempamount != ""){
document.getElementById('homeowner').value="Yes";
document.getElementById('home_yes').src="images/button_yes_selected.gif"
document.getElementById('home_no').src="images/button_no.gif"
document.getElementById('debtcalculatortable').className="debtcalculator_bg_alpha";
document.getElementById('results').style.visibility="visible";
calculateamount();
if (temptotal < 15000){
	document.getElementById('topanswer').style.visibility="hidden";
	document.getElementById('reducedtotal').innerHTML=" ";
	document.getElementById('bottomanswer').innerHTML="We can potentially reduce<br>your repayments to";
	}
else {
	document.getElementById('topanswer').style.visibility="visible";
	document.getElementById('bottomanswer').innerHTML="and/or your monthly<br />repayments to";
}
}
}

function homeno() {
	var tempamount, temptotal;
tempamount = document.debtcalculatorform.totalrepayment.value;
temptotal = document.debtcalculatorform.totaldebt.value;
if (tempamount != ""){
document.getElementById('homeowner').value="No";
document.getElementById('home_yes').src="images/button_yes.gif"
document.getElementById('home_no').src="images/button_no_selected.gif"
document.getElementById('debtcalculatortable').className="debtcalculator_bg_alpha";
document.getElementById('results').style.visibility="visible";
calculateamount();
if (temptotal < 15000){
	document.getElementById('topanswer').style.visibility="hidden";
	document.getElementById('reducedtotal').innerHTML=" ";
	document.getElementById('bottomanswer').innerHTML="We can potentially reduce<br>your repayments to";
	}
else {
	document.getElementById('topanswer').style.visibility="visible";
	document.getElementById('bottomanswer').innerHTML="and/or your monthly<br />repayments to";
}
}
}